The first step in the home buying process is getting pre approved for a loan. This is crucial to your success in finding your next home. During this process your will speak to an expert mortgage professional who will obtain the necessary information from you to start planning a mortgage tailored specifically to you. Several factors play in to the best loan for you, such as size of the down payment, length you plan to stay in the house, investement or forever home, and so on. For first time buyers there are several options for you to buy your first home with no down payment at all! Complete the contact form to get started.